Showing posts with label IBPS PO. Show all posts
Showing posts with label IBPS PO. Show all posts

Friday, February 26, 2016

English Sample Practice Paper for IBPS, SBI, Bank PO and Clerk- 57

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Directions—(Q. 1–5) Which of the phrases (A), (B), (C) and (D) given below should replace the phrase given in bold in the following sentence to make it meaningful and grammatically correct. If the sentence is correct as it is and ‘No correction is required’, mark (E) as the answer.

1. We have accepted over two billion dollars from them yet it is been used to build hospital in the area—
(A) that is yet to use,  (B) although it has been used, (C) not yet being used, (D) which will be used
Ans : (C)

2. People have respond in favour the government’s efforts to resolve the budget crisis—
(A) favourably responded, (B) response in favour of, (C) responded favourably to,
Ans : (C)

3. Striking this deal will enable the company to expand its operations in Europe—
(A) strike this deal that, (B) to strike off this deal, (C) by striking this deal to, (D) this deal was struck which
Ans : (E)

4. We admire they are taking this step despite the numerous risks involved—
(A) them to take, (B) them for taking, (C) that they have taken over, (D) how their taking of
Ans : (B)

5. The management has been left with no option else to change the branch timings to avoid losing business.
(A) but to change, (B) except the change of, (C) unless it changes with, (D) other than the changing
Ans : (A)

Directions—(Q. 6–20) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions—

The great fear in Asia a short while ago was that the region would suffer through the wealth destruction already taking place in the U.S. as a result of the financial crisis. Stock markets tumbled as exports plunged and economic growth deteriorated. Lofty property prices in China and elsewhere looked set to bust as credit tightened and buyers evaporated. But with surprising speed, fear in Asia swung back to greed as the region shows signs of recovery and property and stock prices are soaring in many parts of Asia.

Why should the sharp Asian turnaround be greeted with scepticism ? Higher asset prices mean households feel wealthier and better able to spend, which could further fuel the region’s nascent rebound. But just as easily, Asia could soon find itself saddled with overheated markets similar to the U.S. housing market. In short the world has not changed, it has just moved places.

The incipient bubble is being created by government policy. In response to the global credit crunch of 2008, policy makers in Asia slashed interest rates and flooded financial sectors with cash in frantic attempts to keep loans flowing and economies growing. These steps were logical for central bankers striving to reverse a deepening economic crisis. But there’s evidence that there is too much easy money around. It’s winding up in stocks and real estate, pushing prices up too far and too fast for the underlying economic fundamentals. Much of the concern is focused on China, where government stimulus efforts have been large and effective. Money in China has been especially easy to find. Aggregate new bank lending surged 201% in the first half of 2009 from the same period a year earlier, to nearly $ 1.1 trillion. Exuberance over a quick recovery–which was given a boost by China’s surprisingly strong 7.9% GDP growth in the second quarter–has buoyed investor sentiment not just for stocks but also for real estate.

Former U.S. Federal Reserve Chairman Alan Greenspan argued that bubbles could only be recognised in hindsight. But investors–who have been well schooled in the dangers of bubbles over the past decade are increasingly wary that prices have risen too far, and that the slightest bit of negative economic news could knock markets for a loop. These fears are compounded by the possibility that Asia’s central bankers will begin taking steps to shut off the money. rumours that Beijing was on the verge of tightening credit led to Shanghai stocks plunging 5%. Yet many economists believe that, “there is close to a zero possibility that the Chinese government will do anything this year that constitutes tightening.” And without a major shift in thinking, the easy-money conditions will stay in place. In a global economy that has produced more dramatic ups and downs than anyone thought possible over the past two years, Asia may be heading for another disheartening plunge.

6. To which of the following has the author attributed the 2008 Asian financial crisis ?
(1) Reluctance of Asian governments to taper off the economic stimulus
(2) Greed of Asian investors causing them to trade stocks of American companies at high prices
(3) Inflated real estate prices in Asian countries
(A) None,   (B) Only (1),    (C) Only (3),    (D) Only (1) and (2),   (E) Only (2)
Ans : (D)

7. What does the author want to convey through the phrase “The world has not changed it has just moved places” ?
(A) At present countries are more dependent on Asian economics than on the US economy
(B) Economies has become interlinked on account of globalisation
(C) Asian governments are implementing the same economic reforms as developed countries
(D) All economies are susceptible to recession because of the state of the US economy
(E) None of these
Ans : (A)

8. Which of the following can be said about the Chinese government’s efforts to revive the economy ?
(A) These were largely unsuccessful as only the housing market improved
(B) The government’s only concern was to boost investor confidence in stocks
(C) These efforts were ineffectual as the economy recovered owing to the US market stabilising
(D) These were appropriate and accomplished the goal of economic revival
(E) They blindly imitated the economic reforms adopted by the US
Ans : (B)

9. Why do experts predict that Asian policy makers will not withdraw fiscal stimulus ?
(1) The US economy is not likely to recover for a long time
(2) Stock markets are yet to regain their former levels
(3) Fear of revolt by greedy citizens
(A) None,    (B) Only (3),    (C) Only (1) and (3),   (D) Only (2),    (E) Only (2) and (3)
Ans : (D)

10. What do the statistics about loans given by Chinese banks in 2009 indicate ?
(A) There was hardly any demand for loans in 2008
(B) The Chinese government has borrowed funds from the U.S.
(C) China will take longer than the US to recover from the economic crisis
(D) The GDP of China was below expectations
(E) None of these
Ans : (D)

11. Why has investor confidence in the Chinese stock market been restored ?
(1) Existing property prices which are stable and affordable
(2) The government has decided to tighten credit
(3) Healthy growth of the economy indicated by GDP figures
(A) Only (3),    (B) Only (1) and (2),   (C) All (1), (2) and (3),    (D) Only (2),    (E) None of these
Ans : (A)

12. What is the author’s main objective in writing the passage ?
(A) Illustrating that Asian economies are financially more sound than those of developed countries
(B) Disputing financial theories about how recessions can be predicted and avoided
(C) Warning Asian countries about the dangers of favouring fast growth and profits over sound economic principles
(D) Extolling China’s incredible growth and urging other countries to emulate it
(E) Advising governments about the changes in policy to strengthen economic fundamentals
Ans : (C)

13. Why does the author doubt the current resurgence of Asian economics ?
(A) Their economies are too heavily reliant on the American economy which is yet to recover
(B) Central banks have slashed interest rates too abruptly which is likely to cause stock markets to crash
(C) With their prevailing economic conditions they are at risk for a financial crisis
(D) Their GDP has not grown significantly during the last financial year
(E) None of these
Ans : (B)

14. Which of the following can be inferred from the passage ?
(1) All Asian economies are recovering at the same pace
(2) Experts are apprehensive about the state of Asian economies despite their recovery
(3) Developed countries should implement the same economies reforms as Asian ones
(A) Only (1),    (B) Only (2) and (3),   (C) Only (1) and (2),   (D) Only (2),   (E) None of these
Ans : (D)

15. According to the passage, which of the following factor(s) has/ have had a negative impact on the Asian stock markets ?
(1) Abrupt drop in exports by Asian countries
(2) Extravagant disbursement of housing loans in 2009
(3) Raising of interest rates by the Central Bank
(A) None,    (B) Only (1) and (2),    (C) Only (1),    (D) Only (1) and (3),    (E) All (1), (2) and (3)
Ans : (B)

Directions—(Q. 16–18) Choose the word or group of words which is MOST SIMILAR in MEANING to the word printed in bold as used in the passage.

16. Fuel :                                (A) Petrol, (B) Stimulate, (C) Sustain, (D) Heat, (E) Charge
Ans : (B)

17. Flooded :          (A) Surged, (B) Saturated, (C) Overflowed, (D) Deluge, (E) Overcome
Ans : (C)

18. Evaporated:     (A) Dehydrated, (B) Melted, (C) Vaporised, (D) Vanished, (E) Dodged
Ans : (D)

Directions—(Q. 19-20) Choose the word or group of words which is MOST OPPOSITE in MEANING to the word printed in bold as used in the passage.

19. Buoyed :           (A) Heavy, (B) Stifled, (C) Numbed, (D) Dull, (E) Abated
Ans : (E)

20. Sharp :             (A) Blunt, (B) Incomplete, (C) Naïve, (D) Indistinct, (E) Gradual
Ans : (E)

Directions—(Q. 21–30) Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be in one part of the sentence. Mark the letter of that part with error as your answer. If there is ‘No error’, mark (E).

21. Arranging such a large amount (A) /of funds now will be a problem why (B) / banks are usually not open (C) /so early in the morning. (D) No error (E)
Ans : (C)

22. He had telephoned yesterday to (A) /ask how much of the youth (B) /who attend our classes would be (C) /interested in working for a textile company. (D) No error (E)
Ans : (B)

23. Though he has promoted to (A) / the bank’s board as a director (B) / he continues to carry out (C) / all his current responsibilities. (D) No error (E)
Ans : (A)

24. The Board’s decision has provided (A) / employees with the opportunity (B) / to acquire upto 100 (C) / shares by the company. (D) No error (E)
Ans : (D)

25. If the manufacturing sector continues (A) / to grow at the same rate for (B) / the next few months, I think it (C) / has a high growth rate this year. (D) No error (E)
Ans : (D)

26. The government is working (A) / out a new system to compensate (B) / those companies to sell (C) / products below the market price. (D) No error (E)
Ans : (C)

27. The success of the (A) / government sponsor job guarantee programme (B) / has resulted in a (C) / drastic drop in poverty. (D) No error (E)
Ans : (B)

28. We were forced into react (A) / as no organisation can (B) / afford to adhere to (C) / these outdated regulations. (D) No error (E)
Ans : (A)

29. We had extensively discussions (A) / with the participants and (B) / obtained their feedback (C) / regarding our new services. (D) No error (E)
Ans : (A)

30. Their failure to inspect (A) / our factories is a (B) / clear indications that our (C) / license will not be renewed. (D) No error (E)
Ans : (C)

Directions—(Q. 31–35) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e. ‘All correct’ as your answer.

31. Though these programmes have proved (A) to be extremely (B) effective (C) they do have certain drawbacks. (D) All correct (E)
Ans : (E)

32. According to these estimates (A) our profitable (B) margin (C) will be higher if we adopt (D) this approach. All correct (E)
Ans : (B)

33. In order to confront (A) the threat (B) of global warming it is imperative (C) that we work altogether. (D) All correct (E)
Ans : (D)

34. Any failure (A) to complicit (B) with these fundamental (C) regulations will result in a fine. (D) All correct (E)
Ans : (B)

35. Every organization needs to be proactive (A) in devising (B) stratergies (C) to ensure the retention (D) in staff. All correct (E)
Ans : (C)

Directions—(Q. 36–40) Rearrange the following six sentences 1, 2, 3, 4, 5 and 6 in the proper sequence to form a meaningful paragraph; then answer the questions given below them—
1. However if this happens it will cause problems for the elderly who mainly use cheques.
2. The use of cheques has fallen dramatically in the past few years.
3. Thus cheques may be phased out gradually making sure that the needs of all consumers including the elderly are met.
4. This is because more and more consumers are transferring money electronically by direct debit or credit cards.
5. Without cheques they are likely to keep large amounts of cash in their homes making them vulnerable to theft.
6. British banks have thus voted to phase cheques out in favour of these more modern payment methods.

36. Which of the following should be the FIFTH sentence after rearrangement ?
(A) 1,  (B) 2,   (C) 3,   (D) 4,   (E) 5
Ans : (C)

37. Which of the following should be the FIRST sentence after rearrangement ?
(A) 2,   (B) 3,   (C) 4,   (D) 5,   (E) 6
Ans : (A)

38. Which of the following should be the SECOND sentence after rearrangement ?
(A) 1,  (B) 2,   (C) 3,   (D) 4,   (E) 6
Ans : (D)

39. Which of the following should be the LAST (SIXTH) sentence after rearrangement ?
(A) 2,   (B) 3,   (C) 4,   (D) 5,   (E) 6
Ans : (E)

40. Which of the following should be the THIRD sentence after rearrangement ?
(A) 2,   (B) 3,   (C) 4,   (D) 5,   (E) 1
Ans : (E)

Directions—(Q. 41–50) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The World Diabetes Congress has determined that India has the largest number of diabetics in the world. Apart from the loss of productivity, the …(41)… burden is alarming – $ 2.8 billion annually. Sedentary jobs, …(42)… of electronic entertainment, changing diet patterns and …(43)… dependence on automobiles have driven the activity …(44)… of Indians’ lives especially in cities.

The …(45)… is, therefore, to make people physically …(46)… and requires interventions which imapct a large …(47)… of the population. Admittedly physical activity is a …(48)… of choice and is strongly driven by …(49)… preferences. But policymaking needs to shift to …(50)… moderate levels of physical activity in the daily lives of people. One way to accomplish this is to create walkable communities that give residents a variety of destinations within walking distance.

41. (A) economic,  (B) finance,  (C) subsidy,  (D) physical,  (E) health
Ans : (B)

42. (A) broadcast,  (B) spread,  (C) prevalent,  (D) expand,  (E) widespread
Ans : (E)

43. (A) totally,  (B) entirely,  (C) grown,  (D) mutual,  (E) increasing
Ans : (E)

44. (A) most,  (B) out,  (C) from,  (D) through,  (E) outside
Ans : (B)

45. (A) ultimatum,  (B) hazard,  (C) sensitivity,  (D) challenge,  (E) dispute
Ans : (A)

46. (A) equip,  (B) built,  (C) active,  (D) trained,  (E) qualified
Ans : (C)

47. (A) section,  (B) scale,  (C) degree,  (D) per cent,  (E) piece
Ans : (A)

48. (A) want,  (B) matter,  (C) scarcity,  (D) right,  (E) lack
Ans : (B)

49. (A) showing,  (B) given,  (C) special,  (D) personal,  (E) individually
Ans : (D)

50. (A) pursuit,  (B) indulge,  (C) introduce,  (D) insist, (E) attract
Ans : (C)

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Monday, February 8, 2016

English Sample Practice Paper for IBPS, SBI, Bank PO and Clerk- 56

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Directions—(Q. 1–12) Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

Long ago, the country of Gandhara was ruled by a just and good king Vidyadhara. His subjects were very happy, but as the king grew older, everyone grew more and more worried because the king did not have any children who could take over the kingdom after him. The king was an avid gardener. He spent a lot of time tending to his garden, planting the finest flowers, fruit trees and vegetables. One day, after he finished working in his garden, he proclaimed, ‘I will distribute some seeds to all the children in the kingdom. The one who grows the biggest, healthiest plant within three months will become the prince or the princess.’

The next day there was a long queue of anxious parents and children outside the palace. Everyone was eager to get a seed and grow the best plant. Pingala, a poor farmer’s son, was among the children. Like the king, he too was fond of gardening and grew beautiful plants in his backyard. He took the seed from the king and planted it in a pot with great care. Some weeks passed and he plied it with water and manure, but the plant did not appear. Pingala tried changing the soil and transferred the seed to another pot, but even by the end of three months, nothing appeared.

At last the day came when all the children had to go to the king to show the plant they had grown. They went walking to the palace dressed in their best, holding beautiful plants in their hands. Only Pingala stood sadly, watching them go by. Pingala’s father had watched his son working hard with the seed and felt sorry for him. ‘Why don’t you go to the king with your empty pot ?’ he suggested. ‘At least he will know you tried your best.’ So Pingala too wore his best suit and joined the others outside the palace, holding his empty pot in his hand and ignoring the laughter around him. Soon the king arrived and began his inspection. The pots held flowers of different shades, beautiful and healthy, but the king did not look happy. At the end of the queue stood Pingala, and when the king reached him, he stopped in surprise.

‘My son, why have you come with an empty pot ? Could you not grow anything ?’ Pingala looked down and said, ‘Forgive me, your highness. I tried my best, I gave it the best soil and manure I had, but the plant would
not grow.’

Now the king’s face broke into a smile. He enveloped Pingala in his arms and announced, ‘This boy truly deserves to be crowned the prince ! I had given everyone roasted seeds, which would never grow. I wanted to see which child was the most honest one, and would admit he or she would not be able to grow anything. Only this young boy told the truth. I am sure he will rule this kingdom one day with truth and honesty.’

And indeed that was what happened. When the king grew old and died, Pingala, who had learnt everything from him, came to the throne and ruled Gandhara justly for many years.

1. Why did the king distribute seeds to all children in his kingdom ?
(A) It was part of one of the rituals of the kingdom, (B) He wanted to see who could grow the tallest plant
(C) He finished all his work in the garden and had extra seeds left
(D) He wanted to inculcate the hobby of gardening among the children of his kingdom, (E) None of these
Ans : (E)

2. Why was Pingala holding an empty pot in his hands ?
(1) He could not grow the seed the king gave him., (2) His plant did not survive after the second month.
(3) He wanted to be different from the other children.
(A) Only (1), (B) Only (2), (C) Only (3), (D) Only (1) and (2), (E) Only (1) and (3)
Ans : (A)

3. Why did Pingala’s father encourage him to go to the king with an empty pot ?
(1) He wanted the king to know that his son tried his best to grow the plant.
(2) He wanted his son to be noticed by the king.
(3) He wanted the king to realise that he had cheated his son.
(A) Only (1), (B) Only (2), (C) Only (3), (D) Only (1) and (2), (E) None of these
Ans : (D)

4. Which of the following word is most opposite to the word Admit printed in bold in the above story ?
(A) Reject , (B) Deny, (C) Dismiss, (D) Disclose, (E) Confess
Ans : (B)

5. Which of the following sentence/s is true of Pingala’s father ?
(1) He was a farmer by profession. (2) He was very encouraging towards his son.
(3) He was a poor man.
(A) Only (1), (B) Only (2) and (3), (C) Only (2), (D) Only (3), (E) All (1), (2) and (3)
Ans : (E)

6. The king crowned Pingala heir to the kingdom because—
(A) he enjoyed gardening, (B) he was taken aback by his plant
(C) he was the only child to have admitted the truth
(D) he had the most beautiful and healthy plant, (E) he was in awe of his upbringing
Ans : (C)

7. What kind of seeds did the king give to the children ?
(1) The finest seeds he had., (2) Roasted seeds that would never sprout.
(3) Vegetable and fruit seeds.
(A) Only (1), (B) Only (2), (C) Only (3), (D) Only (1) and (3), (E) None of these
Ans : (B)

8. Which of the following statements is false according to the passage ?
(A) Pingala was fond of gardening just like the king
(B) The king did not have any child who could take over the kingdom
(C) Pingala took great care of the seed the king gave him
(D) The seeds that the king gave to the children grew into beautiful and healthy plants
(E) The children were given three months to complete their assignment
Ans : (D)

9. Why did the king call for an inspection of the plants after three months ?
(A) He wanted to see which plant had the most beautiful flower
(B) He wanted to witness the joy on the children’s faces
(C) He wanted to see which plant would be the most useful to him
(D) He wanted to check the children’s gardening skills
(E) He wanted to see which child was honest and would admit the truth
Ans : (E)

Directions—(Q. 10–12) Choose the word which is most nearly the SAME in meaning as the word printed in bold as used in the passage.

10. Avid: (A) Bright, (B) Intelligent, (C) Enthusiastic, (D) Lazy, (E) Amateur
Ans : (B)

11. Anxious: (A) Depressed, (B) Hopeless, (C) Carefree, (D) Doubtful, (E) Nervous
Ans : (E)

12. Finest: (A) Best, (B) Thinnest, (C) Ordinary, (D) Common, (E) Cheapest
Ans : (A)

Directions—(Q. 13–17) Which of the phrases (A), (B), (C) and (D) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and ‘no correction is required’, mark (E) as the answer.

13. I am very keen to to learned about the town’s history.
(A) to learns, (B) to learn, (C) at learning, (D) to have learn
Ans : (B)

14. For the last three weeks the shop have been closed.
(A) is being closed, (B) has been closed, (C) are closed, (D) to have closed
Ans : (B)

15. If you had spoken to the receptionist, she would tell you where I was—
(A) would told you, (B) will tell you, (C) would have told you, (D) would be telling you
Ans : (C)

16. Many forests are facing the danger to be destroyed.
(A) of being, (B) to have been, (C) to being, (D) having being
Ans : (E)

17. The Science teacher seem to think that all the students in her class were lazy.
(A) to seem to think, (B) seem to be thinking, (C) seem to have thought, (D) seemed to think
Ans : (D)

Directions—(Q. 18–22) Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is ‘no error’, the answer is (E) i.e. ‘No error’. (Ignore the errors of punctuation, if any).

18. We had to (A) / hurry to the airport (B) / as the flight departures (C) / from Mumbai at 6 : 30 pm. (D) 
Ans : (C)

19. If you had (A) / watered the plant regularly, (B) / it would not (C) / have died. (D) 
Ans : (E)

20. I wonder if (A) / my colleague would (B) / like it to go to (C) / the conference with me. (D) 
Ans : (C)

21. We should focus (A) / our attention at (B) / the roads where accidents (C) / have already occurred. (D) 
Ans : (D)

22. My friends are (A) / not allowed to (B) / go out without (C) / their parents’ consenting. (D)
Ans : (D)

Directions—(Q. 23–27) In each question below, four words printed in bold are given. These are lettered (A), (B), (C) and (D). One of these words printed in bold may either be wrongly spelt or inappropriate in the context of the sentence. Find out the word that is inappropriate or wrongly spelt, if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark (E) i.e., ‘All correct’ as your answer.

23. The tape (A) recordings contained (B) prove (C) of his involvement in the crime. (D) 
Ans : (B)

24. Despite (A) all the research, (B) there is still no cure (C) for the desease. (D) 
Ans : (D)

25. Just because something (A) is expansive, (B) it is not necessarily (C) superior. (D) 
Ans : (B)

26. Although (A) Goa is a small State, (B) it is very popular (C) with tourists. (D)
Ans : (C)

27. One does not appreciate (A) the importance (B) of good health (C) until one is ill. (D) 
Ans : (E)

Directions—(Q. 28–32) Rearrange the following five sentences/ group of sentences (1), (2), (3), (4) and (5) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(1) “My horns are my weapons,” said the deer. “I’m sharpening them.”
(2) Frightened by the deer’s sharpened horns, he turned to the fox instead and shot him dead.
(3) The fox wondered why the deer was wasting time sharpening his weapons when there was no danger in sight.
(4) A wild deer was rubbing his horns against a tree. A fox passing by asked him what he was doing.
(5) Just then a hunter appeared at the scene.

28. Which of the following should be the FIRST sentence after the rearrangement ?
(A) 5 , (B) 4, (C) 3, (D) 2, (E) 1
Ans : (B)

29. Which of the following should be the FOURTH sentence after the rearrangement ?
(A) 5 , (B) 4, (C) 3, (D) 2, (E) 1
Ans : (A)

30. Which of the following should be the FIFTH sentence after the rearrangement ?
(A) 5 , (B) 4, (C) 3, (D) 2, (E) 1
Ans : (D)

31. Which of the following should be the SECOND sentence after the rearrangement ?
(A) 1 , (B) 2, (C) 3, (D) 4, (E) 5
Ans : (A)

32. Which of the following should be the THIRD sentence after the rearrangement ?
(A) 1 , (B) 2, (C) 3,, (D) 4, (E) 5
Ans : (C)

Directions—(Q. 33–40) In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

One day, it so happened that Emperor Akbar …(33)… on a rock in his garden. He was in a foul mood that day and the accident made him so …(34)… that he ordered the gardener’s arrest and execution. The next day when the gardener was …(35)… what his last wish would be before he was hanged, he …(36)… an audience with the emperor. His wish was …(37)…, but when the man neared the throne he loudly cleared his throat and spat at the emperor’s feet. The emperor was taken aback and …(38)… to know why he had done such a thing. The gardener had acted on Birbal’s advice and now Birbal stepped forward in the man’s defence. ‘Your Majesty,’ he said, “there could be no person more loyal to you than this unfortunate man. Fearing that people would say you hanged him for a trifle, he has gone out of his way to give you a …(39)… reason for hanging him.’’ The emperor, …(40)… that he was about to do great injustice to an innocent man, set the man free.

33. (A) fall , (B) faltered, (C) bruised, (D) trip, (E) stumbled
Ans : (E)

34. (A) imaginative , (B) troubled, (C) disturb, (D) angry, (E) unfortunate
Ans : (D)

35. (A) understanding, (B) question, (C) told, (D) requested, (E) asked
Ans : (D)

36. (A) willing , (B) requested, (C) said, (D) demand, (E) propose
Ans : (B)

37. (A) granted , (B) presented, (C) privileged, (D) judged, (E) weighed
Ans : (A)

38. (A) claimed , (B) asked, (C) demanded, (D) wanting, (E) seemed
Ans : (C)

39. (A) genuine , (B) some, (C) prized, (D) justly, (E) more
Ans : (A)

40. (A) understands , (B) realising, (C) foresee, (D) announced, (E) thinks
Ans : (D)


Directions–(Q. 41–50) In the following passage, some of the words have been left out. First read the passage over and try to understand what it is about. Then fill in the blanks with the help of the alternatives given. Mark your answer in the Answer sheet.

Martin Luther King, Jr., was born Michael Luther King, Jr., …41… his grandfather had his name …42… to Martin. Martin Luther attended segregated public schools in Georgia, …43… from high school at the age of fifteen; he received the B.A. degree in 1948 …44… Morehouse college, a distinguished Negro institution of Atlanta from which both his father and grandfather had graduated. After three years of …45… study at Crozer Theological Seminary in Pennsylvania where he was elected president of a …46… white senior class, he was awarded the B.D. in 1951. …47… a fellowship won at Ebenezer he enrolled in graduate studies at Boston University, completing his residence …48… the doctorate in 1953 and receiving the degree in 1955. In Boston he …49… and married Coretta Scott, a young woman of …50… intellectual and artistic attainments.

41. (A) And, (B) So, (C) Since, (D) But
Ans : (A)

42. (A) Given , (B) Changed, (C) Become, (D) Made
Ans : (B)

43. (A) Graduating , (B) Finishing, (C) Graduated, (D) Finished
Ans : (C)

44. (A) In , (B) From, (C) By, (D) With,
Ans : (B)

45. (A) Theological, (B) Intellectual, (C) Educational, (D) Psychological
Ans : (A)

46. (A) Predetermined, (B) Predominantly, (C) Significantly, (D) Somewhat
Ans : (B)

47. (A) From , (B) By, (C) With, (D) Through
Ans : (C)

48. (A) For , (B) Of, (C) About, (D) To
Ans : (A)

49. (A) Saw , (B) Eloped, (C) Met, (D) Watched
Ans : (C)

50. (A) Common, (B) Particular, (C) Uncommon, (D) General
Ans : (C)

Tuesday, February 7, 2012

IBPS PO Sample English Practice Paper - 46

Directions (Q.1-7): Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in bold in the passage to help you locate them while answering some of the questions.
In the past, the richest states often grew the fastest and the poor ones the slowest. But India's record GDP growth of 8.49% per year in the five-year period 2004-09 is a case of improved productivity and growth in customarily poor states trickling up and aggregating into rapid growth at the national level. Nobody should call this a success of trickle-down economics. Trickle-down. assumes that fast growth can be had simply by changing a few policies that benefit the rich, after which some benefits trickle down to the poor.
In fact, miracle growth is globally rare, precisely because it is so difficult for countries to improve the productivity of a substantial proportion of the population. Only when productivity improvement is widespread is there enough productivity improvement from all regions and people to add up to fast growth. In other words, fast growth does not trickle down; it trickles up. Once a country grows fast, government revenues will boom, and can be used to accelerate spending in social sectors and welfare.
Miracle growth and record revenues enabled the Central government to finance social welfare schemes, farm loan waivers and enormous oil subsidies. This can be called the trickling down of part of the revenue bonanza into welfare and workfare. But neither welfare nor workfare could have caused the sharp acceleration of economic growth. The growth bonanza itself was sparked by state-level political and policy changes that accelerated local growth, which then  trickled up to the national level,

1. Which of the following is TRUE in the context of the Passage?
                 
1) India's growth was more inclusive in nature during 2004-2009 than it had been in the past.
2) Developed countries use the same model of development as India.
3) Widespread growth is best achieved through Central Government-monitored schemes.
4) At present India's traditionally poor states are more prosperous than her socially developed ones.
5) There should be no government expenditure in social sectors if the current high growth .rate is not maintained.

Ans: (1)

2. Why have countries found it difficult to achieve high growth?
(A) Ensuring an increase in the output among a large number of citizens is difficult.
(B) Corruption of politicians at the grassroots level results in the benefits of growth not reaching the poor.
(C) The government's failure to allocate sufficient income to inclusive social welfare schemes
1) Only (A)
2) Only (A) & (B)
3) Only (B) & (C)
4) All (A), (B) & (C)
5) None of these.

Ans: (1)

3. To which of the following factors does the author attribute India's high growth rate during 2004-09?
1) Tremendous growth of the vast majority of richer states
2) Change in national-level policies to benefit only large well-off states
3) Gains of richer states have been used to fund social welfare schemes in the larger states.
4) Improved productivity of traditionally low-performing states.

5) None of these

Ans: (4)

4. Which of the following best describes the author's view of trickle-down theory?
1) It ensures accountability of the government even at the grassroots level.
2) It has been effective in helping poor states catch up with richer ones.
3) It promotes inclusive growth over quick growth.
4) It targets social welfare at the cost of economic growth.
5) It has largely failed to drive sustained growth.

Ans: (5)
5. What is the author's objective in writing this passage?
1) Advocating greater autonomy for the richest states in India
2) Urging the government to invest in social development to facilitate economic growth
3) Criticising traditional economic principles on which the Indian economy is based
4) Encouraging larger states to disburse more wealth at the grassroots level
5) None of these

Ans: (3)
6. Which of the following is similar in meaning to the word 'ADD' as used in the context of the passage?
1) Aggravate
2) Result
3) Include
4) Compute
5) Intensify

Ans: (2)

7. Which of the following is opposite in meaning of the word 'SHARP' as used in the context of the passage?
1) Blunt
2) Expected
3) Late
4) Gradual
5) Indistinct

Ans: (4) 

Directions (Q.8-17):
 Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. Mark the number of that part with error as your answer. H there is no error, mark 5).

8. While most major economies set aside / about 3 per cent
               1)                  2)
of their GD P I in research and development, India I spends
               3)
less than 1 per cent on this. / No error
              4)                  5)
Ans: (3)

9. Owing to the poor quality of / the equipment producing
       1)             2)
by Chinese firms / many foreign companies have placed
             3)
/orders with Indian firms / No error
    4)            5)

Ans: (2)

10. We expect a hike / in the cash reserve ratio / which is the
        1)         2)             3)
portion of deposits / that banks keep with RBI./
                4)
         No error
            5)

Ans: (5)


11. Unless these differences / will be resolved soon / there
                     1)                    2)
will be an adverse I effect on foreign investment / No error
                     3)         4)          5)

Ans: (2)

12. We are confident that the steps / we have taken to attract
           1)                 2)
talented people / and build a solid organisation / will
                  3)
ensure we remain profitably. / No error
          4)               5)

Ans: (4)

13. At a time which most firms /were finding it difficult / to
            1)                 2)
raise money, we succeeded / in raising the necessary
            3)                 4)
funds / No error
   5)

Ans: (1)

14. Everyone is keen in knowing / the forecast for the
               1)                2)
monsoon / this year as it has been the / major cause of
               3)                4)
inflation in Asia. No error
        5)

Ans: (1)   

15. Building biogas plants will help to reduce / greenhouse
                 1)
gas emissions by reducing / the consuming of conven-
         2)             3)
tional fuels / such as firewood and kerosene. No error
         4)                5)
Ans: (3)
16. Since some banks may take longer / to achieve these
             1)                 2)
targets, RBI/has considered to revise these guidelines
              3)
/ on a case to case basis.
             4)                    
        No error
          5)
Ans: (3)

17.
 After joining the Hong Kong based / bank in 1990, he
               1)                2)
has / head various departments/ including corporate and
                      3)
investment banking. No error
                4)           5) 
Ans: (3)


Directions (Q.18-25): Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in bold in the passage to help you locate them while answering some of the questions. Born out of the forces of globalisation, India's IT sector is undertaking some globalisation of its own. In search of new sources of rapid growth, the country's outsourcing giants are aggressively expanding beyond their usual stomping grounds into the developing world; setting up programming centres, chasing new clients and hiring local talent. Through geographic diversification, Indian companies hope to regain some momentum after the recession. This shift is being driven by a global economy in which the US is no longer the undisputed engine of growth. India's IT powers rose to prominence largely on the decisions made by American executives, who were quick to capitalize on the cost savings to be gained by outsourcing noncore operations, such as systems programming and call centres, to specialists overseas.
Revenues in India's IT sector surged from $4 billion in 1998 to $59 billion last fiscal, But with the recession NASSCOM forecasts that the growth rate of India's exports of IT and other business services to the US and Europe will drop to at most 7% in the current fiscal year, down from 16% last year and 29% in 2007-08.
Factors other than the crisis are driving India's IT firms into the emerging world. Although the US still accounts for 60% of the export revenue of India's IT sector, emerging markets are growing faster. Tapping these more dynamic economies won't be easy, however. The goal of Indian IT firms for the past 30 years has been to woo clients outside India and transfer as much of the actual work as possible back home, where lower wages for highly skilled programmers allowed them to offer significant cost savings. With costs in other emerging economies equally low, Indian firms can't compete on price alone.
To adapt, Indian companies which are relatively unknown in these emerging nations are establishing major local operations around the world, in the process hiring thousands of locals. Cultural conflicts arise at times while training new recruits. In addition, IT firms also have to work
extra hard to woo business from emerging-market companies still unaccustomed to the concept of outsourcing. If successful, the future of India's outsourcing sector could prove as bright as its past.

18. What is the author trying to convey through the phrase "India's IT sector is undertaking some globalization of its own"?
1) India has usurped America's position as the leader in IT.
2) The Indian IT sector is competing with other emerging nations for American business.
3) The Indian IT sector is considering outsourcing to developing economies.
4) Indian IT companies are no longer able to offer comprehensive cost-effective solutions to the US.
5) Indian IT firms are engaging in expanding their presence internationally.

Ans: (5)

19. 'Which of the following factors made the services offered by the Indian IT attractive to the US?
(A) Indian IT companies had expertise in rare core operations.
(B) US lacked the necessary infrastructure and personnel to handle mass call centre operations.
(C) Inability of other equally cost-efficient developing countries to comply with their strict policies.
1) None
2) Only (A)
3) Only (A) & (B)
4) Only (B)
5) Only (B) & (C)

Ans: (1)

20. What has caused Indian IT firms to change the way they conduct business in developing countries?
1) The volume of work being awarded cannot be handled by Indian firms.
2) The demands of these markets are different from those of India's traditional customers.
3) Wages demanded by local workers are far higher than what they pay their Indian employees.
4) Stringent laws which are not conducive to outsourcing
5) The locals are well-versed in the latest technology and have no need for training.

Ans: (2)
21. What do the NASSCOM statistics about Indian IT exports indicate?
1) Drop in demand for IT services by Europe and the US
2) Indian IT firms charge exorbitantly for their services.
3) India has lost out to other emerging IT hubs.
4) The Indian IT sector should undergo restructuring.
5) None of these

Ans: (1)


22.
 According to the passage, which of the following is NOT a difficulty that Indian IT firms will face in emerging markets?
1) Mindset resistant to outsourcing
2) Local IT services are equally cost-effective
3) The US is their preferred outsourcing destination.
4) Conflicts arising during the training of local talent
5) Unfamiliarity of these markets with India's capability in IT

Ans: (3)

23. Which of the following is NOT true in the context of the Passage?
(A) The recession severely impacted the US but not India.
(B) India is trying to depend less on the US as a source of growth.
(C) The future success of Indian IT firms depends on emerging markets.
1) Only (B) & (C)
2) Only (A)
3) Only (C)
4) All (A), (B) & (C)
5) None of these

Ans: (2)

24. Which of the following words is most similar in meaning to the word 'CHASING' as used in the passage?
1) running
2) harassing
3) pestering
4) pursuing
5) poaching

Ans: (4)

25. Which of the following words is most opposite in meaning to the word 'UNDISPUTED' as used in the passage?
1) challenging
2) doubtful
3) deprived
4) emphasized
5) comprehend

Ans: (2)

Directions (Q 26-30): Which of the phrases 1), 2), 3) and 4) given below should replace the phrase given in bold in the following sentence to make the sentence meaningful and grammatically correct? If the sentence is correct as it is and no correction is required mark 5) as the answer.

26. If the complaint is not addressed within thirty days bring the matter to notice the RBI customer services department.
1) before noticing
2) will be noticed by
3) through its notice of
4) to the notice of
5) No correction required

Ans: (4)

27. Which of the following should be the FIFTH sentence after rearrangement?
1) A
2) B
3) C
4) D
5) E

Ans: (4)
28. Which of the following should be the LAST (SIXTH) sentence after rearrangement?
1) A
2) B
3) C
4) D
5) F

Ans: (1)

29. Increasing investing in technology will certainly help to reduce costs in the long run.
1) Increased investment in
2) An increase investment of
3) With increase invested in
4) By increasing investment of
5) no correction required

Ans: (1)

30. The prices of pulses have risen because production were low compared demand.
1) lower compared to
2) is lower comparable
3) will be lower for
4) is lower than
5) no correction required

Ans: (4)

Directions (Q.31-35): In each question below a sentence with four words printed in bold type is given. These are numbered as 1), 2),3) and 4). One of these four boldly printed words may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate, if any. The number of that word is your answer. If all the boldly printed words are correctly spelt and also appropriate in the context of the sentence, mark 5), ie 'All Correct', as your answer.

31. In order to curtale the substantial export of iron ore
             1)            2)
recently the government has imposed an export tax. /
             3)            4)
          All correct
             5)

Ans: (1)

32. Several mediam and small sized companies successfully
      1)              2)                   3)
survived the global financial crisis of 2008. / All correct
        4)               5)
Ans: (2)

33. One of the tangible benefits of appearing for a loan under
         1)         2)           3)
this scheme is the interest rate concessions. / All correct
         4)          5)

Ans: (3)

34. With effect from April, non-banking finance companies
                        1)
with good performances may be granted licences to
             2)             3)
convert into banks. / All correct
            4)              5)

Ans: (2)

35. In 2009, the largest remittances sent to India were from.
               1)              2)
oversees Indians living in North America. / All correct
             3)       4)               5)

Ans: (3)

Directions (Q.36-40): Rearrange the following sentences (A), (B), (C), (D), (E) & (F) to make a meaningful paragraph and then answer the questions which follow:
(A) If tomorrow's children meet these two crucial criteria they are likely to have the opportunity both to pursue work to fulfil their dreams and make an impact on the world around.
(B) In the 21 st century, however, this no longer holds true as the expectations of organisations have changed.
(C) The concept of job in the 20th century was often equated with toil.
(D) In order to meet these changed expectations, employees need commitment and access to continuous learning.
(E) Jobs were acquired, learned and performed until retirement and did not have to be rewarding.     .
(F) They demand more creativity and expertise and want employees to be responsible for both outputs and outcomes.

36. Which of the following should be the FIRST sentence after rearrangement?
1) A
2) B
3) C
4) D
5) E

Ans: (3)

37. Which of the following should be the SECOND sentence after rearrangement?
1) A
2) B
3) C
4) D
5) E

Ans: (5)

38.
 Which of the following should be the THIRD sentence after rearrangement?
1) B
2) C
3) D
4) E
5) F

Ans: (1)

39. Although micro finance initiatives are a very recent phenomenon in India, these have significantly impact on millions of households across the country.
1) are significant in impact
2) have had a significant impact
3) had significantly impacted
4) were a significant impact
5) no correction required

Ans: (2)

40. Of the 21 crore households in need of financial inclusion, bunks reach out to around 5 crore households through self-help groups.
1) households needy of
2) households needed
3) household that needs
4) households with needs
5) no correction required

Ans: (5)

Directions (Q.41-50): In the following passage there are blanks, each of which is numbered. These numbers are printed below the passage and against each five words/ phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.
The large number of natural disasters within a few days in late September has led to two assumptions. First, we are experiencing more natural calamities today
(41) ever before, and second, the distribution of disasters (42) unequal. A UN report studied natural disasters (43) 1975 and 2007 found that not only is the (44) of catastrophes increasing because of climate change and environmental (45) but also that the brunt of tragedies is borne (46) poor countries least equipped to deal with such (47) It is true that some countries are disaster-prone but some (48) Japan for example have managed to overcome their geographical disadvantages.
(49) to UN estimates, equivalent populations in the Philippines and Japan (50) the same number of cyclones each year but 17 times more people perish in the Philippines than in Japan. In same ways natural disasters give developed economies an excuse for technological improvement while in poorer ones it feeds a vicious cycle -since they are constantly struggling to recover from natural calamities they cannot afford the disaster prevention measures needed.

41.  1) as      2) than   3) not      4) of   5) since

Ans: (2)
42.  1) being  2) are     3) often    4) is   5) seem

Ans: (4)
43.  1) after  2) prior   3) between 4) separating  5) affecting

Ans: (3)

44.  1) response  2) dances  3) occurring  4) damage  5) frequency

Ans: (5)
45.  1) degradation 2) protection 3) detriment  4) audit  5) summit

Ans: (1)

46.  1) of  2) by  3) with  4) for  5) on

Ans: (2)

47.  1) calm  2) misbelieve  3) misfortunes  4) faith  5) mistake

Ans: (3)

48.  1) inspite  2) even  3) since  4) how   5) like

Ans: (5)

49.  1) Thanks  2) comparing  3) similar  4) According  5) Linked

Ans: (4)

50.  1) endure  2) incite   3) enjoys  4) trigger   5) encounters

Ans: (1)